Hueler Investment Services, Inc.

Hueler Investment Services, Inc. and its affiliates (together, the Hueler Companies), located in Minneapolis, Minnesota, trace their history to 1987 when they first acted as a stable value consulting and data research firm. Stable value is a fixed income option offered in defined contribution plans that provides individuals a guaranteed return option delivering safety and stability by preserving principal and accumulated earnings. Hueler Companies’ core businesses have been focused on the stable value marketplace, where it is known as a leading technology and research firm. Hueler Companies’ clients represent the premier institutional investment managers, insurance companies and banks.

Although stable value plays an important role in an individual’s accumulation phase of retirement assets, Hueler Companies’ independent research in the late 1990’s suggested there would be a significant need for guaranteed income replacement options in retirement. The structure of an immediate annuity income payment stream was the obvious solution, but distribution costs made traditional retail annuities ineffective. Based upon Hueler Companies’ market knowledge, technology, and established relationships with key insurance companies, coupled with the growing need in the market for income replacement options, Hueler Companies developed the Income Solutions® program to offer individuals access to institutionally priced annuities.

Product Evolution of the Hueler Companies

1987 K.H. Hueler Inc.

K.H. Hueler Inc. provides GIC/Stable Value consulting services to a select group of plan sponsors. The services include portfolio review and evaluation, contract negotiation and placement, alternative product review, contract renegotiation and individual annuity placements.

1989 Hueler Analytics, Inc.

The Hueler Analytics Stable Value Pooled Fund Comparative Universe, first made available to the marketplace in 1989, is recognized today as the industry standard, monitoring over $75 billion in pooled fund assets. The Universe is a customized database and portfolio evaluation system for collective trust funds investing in stable value instruments. Subscribers to the Universe include fund managers, plan sponsors, insurance companies, banks and consultants. While each subscriber may have a different interest or focus, they all benefit from comparative analysis performed by an independent third party.

1996 Hueler Companies, Inc. — TRACE System Software

Hueler Companies developed TRACE, a web-based software communication system for buyers (portfolio managers) and sellers (insurance companies and banks) of stable value investment products. The TRACE database contains over $300 billion in individual plan assets in a standardized format allowing for efficient reporting on aggregate industry statistics. TRACE is a revolutionary communication tool and comprehensive database system designed to facilitate the electronic transfer of plan data between buyers and sellers in a standardized format reducing cumbersome administrative tasks.

1999 Hueler Companies, Inc. — “FIRSTSource” Market Data

“FIRSTSource” is the first relevant pool of aggregate industry data on stable value separate accounts. The reports provide managers and insurance companies with the most comprehensive market data ever available for stable value investment professionals. Data encompasses approximately 300 plans and has been compiled from ten of the largest stable value investment management firms and several independent plan sponsors representing over $300 billion in plan assets.

2000 Hueler Companies, Inc. — E-BID

E-BID is the industry’s first and only online turnaround bid-response system offered to stable value managers and insurance companies. Managers are able to create custom bid requests with automated notification to insurance companies of their choice. All insurance companies' responses are automatically displayed in a custom grid format. Managers simply click on the bid of their choice and an immediate automated notification of acceptance is provided to the winning insurance company. The E-BID technology was adapted for the Income Solutions® program.

2001 Hueler Companies, Inc. — RateWatch

RateWatch is an online posting page for insurance companies to post illustrative stable value rates. Historical statistics are stored and available for download to institutional money managers and insurance companies allowing them to conduct in-depth analysis.

2003 Hueler Investment Services, Inc. —  Income Solutions® (Patent Pending)

Income Solutions® is a web-based immediate annuity purchase system designed as an IRA rollover option that allows individuals to purchase institutionally priced annuities with their rollover IRA assets. The Income Solutions® program was created specifically for “Transitioning Investors” (both active employees and retirees) who have reached a point in their lives where they want or need to convert a portion of their "nest egg" or retirement assets into a reliable income stream.

Hueler is licensed as a resident Life/Health insurance agent in Minnesota and is licensed as non-resident Life/Health insurance agent, broker or producer in all states. Hueler’s license authority in every state includes the authority to act as an insurance agent, broker or producer of annuities.